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Mortgages & More
About Mortgages & More
Katrina Moyer is a licensed mortgage broker and the founder of Mortgages & More. A broker is not a bank. Instead of offering you one lender's products, she works with a number of wholesale lenders and compares their programs, rates and terms, so the shopping around happens before you apply rather than after you have been turned down.
She handles the whole run from pre-approval to closing, and she works with real estate agents, insurance people and title companies to keep it moving. She has 11 years in the trade and has been running this business for 4 of them.
Services
- First-time homebuyer loans
- Conventional, FHA, VA and USDA loans
- Jumbo loans
- Refinancing, including cash-out and debt consolidation
- Reverse mortgages, HECM and reverse for purchase
- Loans for self-employed borrowers
- Bank statement and non-QM loans
- DSCR loans for property investors
- Second home and vacation home financing
- SBA and small business financing
- Commercial real estate financing
- Credit analysis and loan strategy
What customers say
“We closed on our home less than two weeks ago! Katrina was AMAZING! She is kind, personable, knowledgable, and a master in her field. She was awake before I was each day working on my loan process, and working in the evenings, too, when she needed. Katrina was on top of EVERYTHING. As soon as something hit her desk, she was already sending information to the needed destination. She knew all the tricks and strategies and worked in MY best interest. She didn’t allow anyone to push us around and truly worked to get the absolute best for us. She can always be counted on to truthful, whether something is working out in your favor or not. I appreciate that, because I like getting the facts and truth so that I can make the most educated decisions. I will always use Katrina and recommend her. She was a Godsend. Thank you, Katrina, for working unyieldingly for our family!”
“Katrina was awesome! Katrina was friendly, professional and knowledgeable about mortgages. Katrina answered all my questions and great communication through the whole process. Katrina even checked in with me after I moved in to make sure I was settling in okay. Great customer service! I would highly recommend Katrina to family and friends.”
What sets Mortgages & More apart
In the owner’s words: “Because you’re more than a loan number. I combine mortgage expertise, real estate knowledge, and an educator’s heart to help clients make confident financial decisions. By offering access to multiple lenders, personalized loan strategies, and hands-on guidance throughout the process, I help clients find the right mortgage solution, not just any mortgage solution.”
The part worth paying attention to is the educating. Both reviews above say the same thing in different words: she explained what was happening and told them the truth when the news was not good. That is not what most people expect from a loan process.
Service area & contact
Listing submitted and confirmed accurate by the business owner. Listed on PresenceScanner.
Frequently asked questions
What does a mortgage broker do that a bank does not?
A bank can offer you its own loans. A broker works with a number of wholesale lenders and compares their programs, rates and terms, so the comparison happens before you apply rather than after.
Does she work with self-employed borrowers?
Yes. Bank statement loans, non-QM and alternative documentation loans, and DSCR loans for property investors are all part of what she does.
What loan types are covered?
Conventional, FHA, VA, USDA, jumbo, non-QM, bank statement, DSCR, reverse mortgages and HECM, reverse for purchase, refinancing including cash-out, plus SBA and small business financing.
Where in Florida does she lend?
The whole state. Venice, North Port, Sarasota, Port Charlotte and Arcadia in this area, and Winter Haven, Lakeland, Orlando, Tampa, Melbourne, Jacksonville, Fort Myers and Estero beyond it.
Is this only for people buying a first home?
No. First-time buyers are part of it, and so are homeowners refinancing, people buying a second or vacation home, and investors building a portfolio.
What is her NMLS number?
Mortgages & More carries NMLS 2323345. Anyone can look a license up on the NMLS Consumer Access site before they apply.
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